Car Loans
Avoid the speed bumps and let our brokers find the car loan right for you, and your new ride.
The process.
From saying hello, to new seat covers, six steps is all it takes for you to get on the road.
Say Hello
Get in touch to discuss your current financial situation and goals, in person or online.
The shortlist
We’ll compare a long list of loan providers and create a shortlist that’s sure to suit you.
The greenlight
Once you’ve chosen a lender, we’ll get you pre-approved so you know your borrowing capacity.
Tinted window shopping
With pre-approval under your belt, you can finally start looking for your new ride. To take the hassle out of the hunt, we can also set you up with simple to use car buying services.
Secure the finance
Once you’ve given your new ride a test drive and have decided on your new set of wheels, we’ll work to secure finance from your lender.
Drive away
Now, all you need to do is make an offer. If all is well and good, simply pick up the key and drive away (into the sunset, of course).
Other things to consider: Balloon payments.
Understanding Loan Types And Features.
Calculators.
Use these calculators to help you understand your borrowing power and calculate how much stamp duty you might need to pay.
FAQ For First Home Buyers
What's the difference between a secured or unsecured car loan?
A secured car loan usually means that your car will be the security for the loan. For example, if you don’t pay the loan repayments in time, the lender could step in and repossess your car.
An unsecured loan on the other hand means that you don’t need to provide your car as security. In saying that, the interest rate could be increased and your borrow capacity could then decrease.
What other costs should I be aware of?
When you purchase a new car there are more costs to be aware of than the car loan itself, this includes stamp duty, registration, car insurance and running costs. I can help you weigh up how much your new car will cost and explore ways to bring these costs down.
Do I need pre-approval for a car loan?
To set your negotiating skills into overdrive – you should get pre-approved for a car loan before you head to a dealership.
Pre-approval will tell you – how much you can afford, how much your repayments would be, what type of interest rate you can get and the loan features that are available to you.